Factoring is a financing solution complementary to traditional bank credit. It offers efficient financial and receivables management tailored to entrepreneurs’ needs.

Our services include:

• Creditworthiness assessment of clients or prospects
• Prepayment of receivables before maturity
• Receivables administration, management, and collection
• Support in the credit recovery phase
• Assumption of credit risk without recourse (with debtor notification and express exclusion of silent factoring)
• Positive impact on liquidity and improved financial ratios
• Replacement of fixed internal costs with variable costs based on volume of transferred assets
• Documented reduction in collection times
• Reduced credit losses through enhanced customer intelligence

Available also for companies with:

• Low or medium credit ratings
• Insufficient capitalisation
• Start-up status